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Student Insurance in United States
Student insurance for foreigners, a must have.
If you are studying abroad for
higher education, then you must have a health insurance policy for the period
of study. This is important because it will save you many things. You may get
ill at any time during the study period. Health facilities in United States are
not so cheap, so if you have a good health insurance policy at hand, you will
save a lot of your hard earned money. Most of international students living in
the States work part time for their livelihood. So they know the importance of
money.
Some students have got insurance
policy in their native country and think that this policy will help them
throughout their life but this is not true. This policy will not be helpful in
the foreign countries like America. They will have to get a brand new policy if
they have to live in foreign countries. Some prestigious colleges and
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universities in the States will not allow admission without a good policy from a well renowned insurance firm.
universities in the States will not allow admission without a good policy from a well renowned insurance firm.
Before getting any insurance in the
United States you must know the important points hidden in it. The policy
should be compatible with the policies of institute you are studying in. the
policy should give flexibility and ease for you. There are a lot of insurance
companies but only few of them give all the facilities.
Insurance firm should deliver when required.
Your insurance firm should be
available round the clock. It should come to help you whenever and wherever you
need. Telephone service should be perfect so that if you are in trouble, it may
respond within no time. Before getting any insurance, try to get all the
information. Think of a situation in which you are going with your friends for
a long drive and an accident happens, then a perfect insurance will not only
help you, but will also try to minimize your financial crisis.
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Another situation is that of a pre-existing medical condition in which you might be suffering a disease prior to insurance deal. This medical condition should be diagnosed within twelve months then the company will cover this health condition as well.
Another situation is that of a pre-existing medical condition in which you might be suffering a disease prior to insurance deal. This medical condition should be diagnosed within twelve months then the company will cover this health condition as well.
What conditions are covered by student insurance in general.
A lot of conditions are covered by
the insurance policy. In includes health issues like acute trauma, accidents,
catastrophic events, diabetes, blood pressure, sports injuries, terrorist
activity related injuries, arrangement of emergency evacuation, repatriotation
in case of death of a loved one. Emergency dental coverage is also needed to be
included in the student insurance policy. Amount deputed for a pre-existing
medical condition is usually worth twenty five thousand dollars. This amount is
handsome and will allow you to cover all the expenses of generally occurring
diseases.
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